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IMPORTANT NOTICE You are now leaving the JBR Co. – Financial Management Inc. website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) website.

Schwab is a registered broker-dealer, and is not affiliated with JBR Co. – Financial Management Inc. or any advisor(s) whose name(s) appear(s) on this website. JBR Co. – Financial Management Inc. is independently owned and operated. [Schwab neither endorses nor recommends JBR Co. – Financial Management Inc., unless you have been referred to us through the Schwab Advisor Network . (This bracketed language is for use by Schwab Advisor Network members only.)] Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with JBR Co. – Financial Management Inc. under which Schwab provides JBR Co. – Financial Management Inc. with services related to your account. Schwab does not review the JBR Co. – Financial Management Inc. website(s), and makes no representation regarding information contained in the JBR Co. – Financial Management Inc. website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.